One date per exam
PO and Specialist Officer count age on 1 July 2026, Clerk on 1 August 2026, and the RRB posts on 1 September 2026. Picking the wrong exam can move your age by two months and flip the verdict.
Free IBPS eligibility checker
Pick your IBPS exam, enter your date of birth, and check your exact age on that exam's cut-off date — then see whether you meet the age limit for your category, with the relaxation applied.
Age only. The official notification decides eligibility. Always check ibps.in before applying.
An example date is filled in. Replace it with your own date of birth.
Enter your date of birth to see the working.
The upper limit is exclusive: you must not have attained it on the cut-off date. A date of birth after the cut-off date is an error, not a negative age.
Select Check my IBPS eligibility to keep up to five checks while this page is open.
Understand the result
It counts your exact age — years, months and days — on the cut-off date of the IBPS exam you choose, and checks it against the age limit for your category. IBPS counts age on that one date only, and every exam has its own: 1 July 2026 for PO and Specialist Officer, 1 August 2026 for Clerk, 1 September 2026 for the RRB posts. Your age on the day you apply, or on the exam day, does not decide eligibility. IBPS sets no limit on the number of attempts — only the age limit decides whether you can still appear.
PO and Specialist Officer count age on 1 July 2026, Clerk on 1 August 2026, and the RRB posts on 1 September 2026. Picking the wrong exam can move your age by two months and flip the verdict.
The upper limit is exclusive. Turning 30 on 1 July means you have attained 30 and are over the General limit for IBPS PO — the same wording decides every exam and relaxation on this page.
IBPS sets no limit on the number of attempts. You can appear every year for as long as you stay inside the age limit — so this page shows your first and last eligible exam years instead of attempts.
How it works
Start with the date on your Class 10 certificate. Then choose your exam, your category and any extra relaxation.
Use the date on your Class 10 certificate. IBPS accepts no other date for determining age.
PO, Clerk, Specialist Officer or one of the four RRB posts. Each exam has its own cut-off date — the calculator switches to it automatically.
SC/ST get 5 years, OBC 3 years. PwBD adds 10 years. Ex-servicemen get 5 years for PO, Specialist Officer and RRB officer posts, or their service plus 3 years for Clerk and RRB Office Assistant. A category relaxation stacks with one of those.
Your exact age, the birth-date window for your category, and your first and last eligible exam years. IBPS sets no attempt limit, so age is the whole check.
The calculation, explained
The rule is clause B.II (Age) of each IBPS notification: a candidate must be within the stated band on the notification's cut-off date. For IBPS PO that means 20 to 30 years as on 1 July 2026 — born not earlier than 2 July 1996 and not later than 1 July 2006. Category relaxations raise the upper limit only — the minimum age applies to every category. The upper limit is exclusive: you must not have attained it on the cut-off date.
Worked examples
Each example uses the rule above. Select one to load it into the calculator.
Born 15 March 2000, she is 26 years, 3 months and 16 days old on 1 July 2026 — inside 20–30, so eligible for IBPS PO as a General candidate. Her first eligible year was 2020 and her last is 2029.
Eligible · upper limit under 30 years · eligible 2020–2029
Born 1 August 1998, he is exactly 28 years old on 1 August 2026. He has attained 28, so he is over the General limit for IBPS Clerk — but as an OBC candidate the upper limit is 31, and he is eligible. His first eligible year as an OBC candidate was 2018 and his last is 2028.
Over the upper limit · upper limit under 28 years · eligible 2018–2025
Born 15 September 1986, she is 39 years, 11 months and 17 days old on 1 September 2026. As an SC candidate with a benchmark disability the upper limit for Officer Scale III is 55 — 40 plus 5 for SC plus 10 for PwBD — so she is eligible. Her first eligible year was 2008 and her last is 2041.
Eligible · upper limit under 55 years · eligible 2008–2041
Why the exam matters
Born 2 July 1996, checked for the 2026 cycle. The age is nearly the same at each cut-off — 29 years, 11 months and 29 days on 1 July 2026 — but the verdict changes with the exam and the category, because the cut-off date and the upper limit change.
| Exam and category | Cut-off date | Upper age limit | Exact age on the cut-off | Verdict |
|---|---|---|---|---|
| IBPS PO / MT — General | 1 July 2026 | Under 30 years | 29 years, 11 months and 29 days | Eligible |
| IBPS PO / MT — OBC (non-creamy layer) | 1 July 2026 | Under 33 years | 29 years, 11 months and 29 days | Eligible |
| IBPS PO / MT — SC + Person with benchmark disability (PwBD) | 1 July 2026 | Under 45 years | 29 years, 11 months and 29 days | Eligible |
| IBPS Clerk / Customer Service Associate — General | 1 August 2026 | Under 28 years | 30 years, 0 months and 30 days | Over the upper limit |
| IBPS RRB Office Assistant — General | 1 September 2026 | Under 28 years | 30 years, 1 month and 30 days | Over the upper limit |
| IBPS RRB Officer Scale I — General | 1 September 2026 | Under 30 years | 30 years, 1 month and 30 days | Over the upper limit |
| IBPS RRB Officer Scale III — General | 1 September 2026 | Under 40 years | 30 years, 1 month and 30 days | Eligible |
The official limits
From clause B.II (Age) of the four 2026-cycle IBPS notifications. The birth-date window below is for General and EWS candidates; it shifts earlier by the relaxation years for other categories.
| Exam | Cut-off date | Age band | Born between |
|---|---|---|---|
| IBPS PO / MT (CRP PO/MT-XVI) | 1 July 2026 | 20–30 years | 2 July 1996 – 1 July 2006 |
| IBPS Clerk / Customer Service Associate (CRP CSA-XVI) | 1 August 2026 | 20–28 years | 2 August 1998 – 1 August 2006 |
| IBPS Specialist Officer (Scale I) (CRP SPL-XVI) | 1 July 2026 | 20–30 years | 2 July 1996 – 1 July 2006 |
| IBPS RRB Office Assistant (CRP RRBs-XV) | 1 September 2026 | 18–28 years | 2 September 1998 – 1 September 2008 |
| IBPS RRB Officer Scale I (CRP RRBs-XV) | 1 September 2026 | 18–30 years | 2 September 1996 – 1 September 2008 |
| IBPS RRB Officer Scale II (CRP RRBs-XV) | 1 September 2026 | 21–32 years | 2 September 1994 – 1 September 2005 |
| IBPS RRB Officer Scale III (CRP RRBs-XV) | 1 September 2026 | 21–40 years | 2 September 1986 – 1 September 2005 |
| Category | Relaxation | Upper age limit for IBPS PO |
|---|---|---|
| General | — | Under 30 years |
| EWS | — | Under 30 years |
| OBC (non-creamy layer) | +3 years | Under 33 years |
| SC | +5 years | Under 35 years |
| ST | +5 years | Under 35 years |
| Extra relaxation | Added years | What it needs |
|---|---|---|
| Person with benchmark disability (PwBD) | +10 years | Adds to the category relaxation for every exam: PwBD (General/EWS) get 10 years, PwBD (OBC) 13 years and PwBD (SC/ST) 15 years in total. |
| Ex-serviceman / commissioned officer | +5 years, or service + 3 years | PO, Specialist Officer and RRB officer posts: +5 years with 5 or more years of military service. Clerk and RRB Office Assistant: actual service + 3 years, up to a maximum age of 50 (8 years instead of 3 for disabled ex-servicemen of SC/ST). |
| Widow, divorced or legally separated woman (not remarried) | Up to 35 / 38 / 40 years | Clerk and RRB Office Assistant only. The upper limit becomes 35 years (General/EWS), 38 years (OBC) or 40 years (SC/ST). The PO, Specialist Officer and RRB officer notifications list no widow row. |
Get the input right
The IBPS PO Prelims were held on 22–23 August 2026, but age is counted on 1 July 2026. Counting from August makes you look almost two months younger than IBPS counts you.
The notification prints the window 2 July 1996 to 1 July 2006. Turning 30 on 1 July means you are over the limit, not inside it — born 1 July 1996, you are exactly 30 on 1 July 2026 and over.
PO counts on 1 July, Clerk on 1 August and the RRB posts on 1 September. Born 2 July 1996, you are eligible for PO but over the limit for Clerk — the same birthday, two different answers.
For Clerk and RRB Office Assistant, the ex-serviceman relaxation is your actual service plus 3 years — not a flat 5. The flat +5 applies only to PO, Specialist Officer and the RRB officer posts.
Frequently asked questions
Clear answers about the cut-off dates, relaxations, attempts and what this tool does not do.
It depends on the exam. IBPS PO and Specialist Officer count age on 1 July 2026, Clerk (Customer Service Associate) on 1 August 2026, and all four RRB posts on 1 September 2026. It is not the exam date and not the day you apply. Your age on that one date decides eligibility.
No. The notification says you must have been born not earlier than 2 July 1996. Born 1 July 1996, you are exactly 30 on 1 July 2026 and over the General limit. Born 2 July 1996, you are 29 years, 11 months and 29 days old and eligible. The same exclusive rule applies to every IBPS exam on this page.
The category relaxation and one further relaxation add together: SC/ST get 5 years, OBC 3 years, PwBD 10 years. An OBC candidate with a benchmark disability gets 30 + 3 + 10 = 43 years for IBPS PO. An SC ex-serviceman gets 30 + 5 + 5 = 40 years. For Clerk and RRB Office Assistant, an ex-serviceman adds actual service plus 3 years, up to a maximum age of 50. The minimum age never changes.
No. Unlike UPSC, IBPS sets no limit on the number of attempts for PO, Clerk, Specialist Officer or the RRB posts. You can appear every year for as long as you stay inside the age limit for your category. That is why this calculator shows first and last eligible exam years instead of attempts.
The first year you can appear is the first year in which you meet the minimum age on that exam's cut-off date; the last year is the last year in which you are still under your upper limit on the cut-off date. They assume the cut-off falls on the same date each year, as it has in recent cycles. Born 15 March 2000 as a General candidate for IBPS PO, your first eligible year is 2020 and your last is 2029.
Your birthday falls on 1 March in a non-leap year — the same rule the SSC Age Calculator and the Age Calculator on this site use. Born 29 February 2000, you are 26 years, 4 months and 2 days old on 1 July 2026 and 26 years, 6 months and 3 days old on 1 September 2026. If your eligibility turns on that single day, confirm it with IBPS before applying.
The limits on this page come from the 2026-cycle notifications (CRP PO/MT-XVI, CSA-XVI, SPL-XVI and RRBs-XV), the latest published. The 2027 cycle (CRP XVII) will publish new cut-off dates; when it does, check the age band against the new notification before you apply, and this page will be updated to the new cut-offs.
No. This tool checks age only. You also need a graduation degree (and, for RRB Officer Scale II and III, the experience the notification asks for), local-language proficiency where the notification requires it, and the nationality rules in the notification. Only the notification on ibps.in decides your eligibility.
Methodology and sources
This page applies clause B.II (Age) of the four IBPS detailed notifications for the 2026 cycle: CRP PO/MT-XVI (1 July 2026), CRP CSA-XVI (1 August 2026), CRP SPL-XVI (1 July 2026) and CRP RRBs-XV (1 September 2026). Age is counted by calendar subtraction on Gregorian dates: complete years, then complete months, then the remaining days, with borrowing from the previous month. Dates are counted in UTC, so the result does not depend on your time zone. A 29 February birthday falls on 1 March in a non-leap year — the same rule the SSC Age Calculator on this site uses. No exam body endorses this tool, and it checks age only.
Every number on this page is computed from the dates shown — the worked examples, the comparison table and the calculator all use the same code. The first and last eligible exam years assume the cut-off falls on the same date each year, as it has in recent cycles; the 2027 cycle will publish new cut-off dates, and the rules must be re-checked against the new notification when it releases. Your dates are never sent anywhere: the calculation runs entirely in your browser.
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